Blog

2015- Another Good Year For Property?

  • Author: David Crosby
  • Posted on: 7th January 2015
  • Posted On: Blog

 

This survey in the BBC business news certainly starts the new year off with a helpful indication that the improvement experienced in the property world in 2014 looks well set to continue into 2015. 

As 2009 to 2013 showed, it is important to never  take anything for granted but there can be no doubt a general feel good factor returned in 2014 and much of this has to be attributed to a revived housing and mortgage market and the boost to the economy that arises from people being able to get on to the… Read more

Is Memory Loss Always A Sign Of Dementia?

  • Author: David Crosby
  • Posted on: 7th January 2015
  • Posted On: Blog

Another very helpful article, this time from The Telegraph on some of the current research being undertaken to help improve the diagnosis rates for dementia and related illness, illnesses that Society is becoming far more conscious of and which is unquestionably a rapidly growing problem with an aging population in the UK.  For those who may be currently experiencing memory loss issues, or for the family and friends of someone they believe may be displaying early warning signs of this, hopefully some of the information in this article will be of assistance.

At Crosby & Woods we advise and…

Read more

Drink Driving- Know Your Limits

  • Author: David Crosby
  • Posted on: 16th December 2014
  • Posted On: Blog

This article on the ITV website shows that as many as 1 in 5 people according to a survey done by The AA said that they had driven after drinking the night before. This figure is probably not by itself any great surprise but it highlights the commonly held misconceptions that alcohol will have left the system entirely by the next morning, especially after a good night’s sleep or having drunk large amounts of water. 

It also shows (by the very existence of these methods) that many people clearly are aware that a risk exists even…

Read more

Divorce - Will you receive a fair payout?

  • Author: David Crosby
  • Posted on: 16th December 2014
  • Posted On: Blog

This article in the Telegraph talks about an interesting case which has been reported in different ways. On the face of it a very substantial division of the marital assets has taken place but also it is clear this was not an equal split of the total assets which has more often than not been the courts standard approach to such cases in recent years. 

The level of marital assets in dispute in this case is not the norm, but there is interest in the shift from a 50/50 split based on judicial recognition of…

Read more

Future Care Costs Soaring

  • Author: David Crosby
  • Posted on: 15th December 2014
  • Posted On: Blog

It’s never too soon to plan for the future – as this article in the Telegraph explains, future care costs are soaring and a very large number of people are now faced with either having made no provision for these costs, or at best inadequate provision. 

It is quite understandable that everyone, after a lifetime of work, aspires to their final years being spent in relative comfort and security and not faced with a constant battle and fear of whether it can be afforded. The article gives a variety of options and suggestions but many of… Read more

Buy-to-let lending at highest level since 2008

  • Author: David Crosby
  • Posted on: 10th December 2014
  • Posted On: Blog

This article in the Telegraph about Buy-to-let lending being at its highest level since 2008 will be of interest to those considering purchasing a Buy-to-let  property or building up their portfolio.

Brighton & Hove, but especially Brighton has always been of great interest to those looking to build up a Buy-to-let portfolio. With very substantial numbers of students, young professional couples and single people wanting to rent in the City, for an astute investor the options and markets to aim for are very varied indeed.

With the sea to one side and the Downs to the other, available… Read more

Stamp Duty Calculator

  • Author: David Crosby
  • Posted on: 9th December 2014
  • Posted On: Blog

This article published by the Law Society outlines the new rates for Stamp Duty Land Tax which came into effect on the 4th December 2014.

These changes to Stamp Duty Land Tax (SDLT) will see that SDLT will be cut for 98 per cent of people who pay it and everyone buying a house for up to £937,500 will pay less or the same SDLT as under the current system.

To make an immediate calculation of the Stamp Duty you will need to pay, here's a helpful Stamp Duty calculator from the HMRC or for advice on all aspects of… Read more

Drink Drive Warning to Christmas Drivers

  • Author: David Crosby
  • Posted on: 4th December 2014
  • Posted On: Blog

This article about the first people charged in Sussex Police's Christmas drink drive campaign should be a very helpful and early warning to all people who understandably wish to enjoy the festivities at Christmas time to the maximum, but who also then need to, and intend to, use a vehicle over the same period.

Whilst it is of course socially unacceptable to knowingly drink and drive these days, and is punished accordingly, there is perhaps a perception issue that it is not as clear cut as it could be as to what, if any at all, is a safe… Read more

End of Life Care Choices

  • Author: David Crosby
  • Posted on: 27th November 2014
  • Posted On: Blog

This article about End of Life Care Choices perhaps shows how essential it is to put in place formal arrangements so that you never lose your ability to have a clear say in your future. Considering our own health and mortality, let alone dealing with the practicalities of it, is understandably something many would wish to ignore.

As a society we place great respect and regard on the fantastic work the medical profession do, often in very stressful and emotional circumstances. But, this survey clearly shows the vast majority of us, well over 90% in fact, would still… Read more

Over 55s sell their homes to 'live life to the full'

  • Author: David Crosby
  • Posted on: 25th November 2014
  • Posted On: Blog

 This article highlights that more than four in 10 homeowners over the age of 55 plan to sell their home. This statistic comes as no surprise as more and more over 55s are looking to live life to the full rather than just sit on their main asset and make conservative financial decisions.

Coupled with the ability to also access a lump sum from a pension this makes the 55+ section of our society very influential in how the property market will be moving forward. Downsizing keeps the mid to upper rungs of the property ladder moving smoothly and the equity that is… Read more