Blog

London property price gap

  • Author: David Crosby
  • Posted on: 18th November 2014
  • Posted On: Blog

This article about the gap between property asking prices in London and the reality is an interesting one in so much as the findings do tally to some degree with some recent feedback we have been getting from local estate agents in Brighton & Hove with whom we work closely with. Perhaps it is down to a normal market correction, a fear of rising interest rates or even basic instability as we near 2015 and a General Election, with all the uncertainties that no doubt could arise from that.

Property has always been very much a case of trying… Read more

Getting Legal Advice for Driving Offences

  • Author: David Crosby
  • Posted on: 18th November 2014
  • Posted On: Blog

Whilst this story and video highlights a very extreme example of dangerous driving, and is punished appropriately, most driving offences are far less clear cut. Any offence, whether it be speeding, driving without due care & attention or excess alcohol, needs to be carefully looked at on its own facts and proper advice should always be obtained from the very beginning as to what, if any, legal action may be taken.

If you have been involved in a road traffic accident it is understandable, and normal, to want to voluntarily answer questions but answers given at the time, and often when understandably emotional and… Read more

Will You be Celebrating Your Divorce?

  • Author: David Crosby
  • Posted on: 17th November 2014
  • Posted On: Blog

A new era of divorces appears to have developed in America as is shown in this BBC article in which couples choose far less conventional ways to end their marriages. Shooting your wedding dress with a machine gun or commissioning your local cake shop to make you a comical ‘divorce’ cake are just some of the ways that Americans are choosing to recognise the end of their marriage.

The idea of celebrating the finalisation of your divorce is becoming much more common and perhaps a way for many to deal with the unforeseen event by turning what is often… Read more

Keeping Ahead with Your Mortgage

  • Author: David Crosby
  • Posted on: 13th November 2014
  • Posted On: Blog

This article about how to predict mortgage price rises is another strong indicator that the era of low interest rates will still be with us well into 2015 and potentially into 2016 too. For those who can remember back to the days of 5-10% rates being the accepted ‘norm’ will know therefore that there has never been a better time to invest in property, either for the first time or to move up the ladder.

It is of course vital to properly and honestly assess your ability to pay, not just at the present low rates, but also perhaps… Read more

A Spending Boom Ahead or Will Caution Prevail?

  • Author: David Crosby
  • Posted on: 11th November 2014
  • Posted On: Blog

With 6 months to go until those over the age of 55 will have the freedom to take all their savings out of their pension fund, perhaps now is the time to seek specialist financial advice in terms of planning for your future. People of pensionable age form a large, and in many cases a very influential and wealthy, community. As a result the sudden freedom to access a large lump sum of money, rather than be restricted to monthly pension payments, will no doubt have some interesting consequences in terms of how this money will be spent… Read more

Wills in Aid of The Stroke Association

  • Author: David Crosby
  • Posted on: 10th November 2014
  • Posted On: Blog

Crosby & Woods are proud to announce that we have teamed up with The Stroke Association to offer the opportunity to have a simple will professionally drawn up in the hope that our clients will then make a voluntary donation to The Stroke Association. All donations will be to help support their life saving research and also the vital post stroke rehabilitation services and support they provide to stroke victims and their families.

The Stroke Association is the only UK-wide charity solely dedicated to the fight against this hugely debilitating illness. Every year there are approximately 152,000… Read more

Who has it harder in the property market?

  • Author: David Crosby
  • Posted on: 6th November 2014
  • Posted On: Blog

This article in the Telegraph, which looks at whether first-time buyers or second-steppers have it harder, will certain divide opinion between those who want to get on the property ladder for the first time and those who are already on it. Our assessment at Crosby & Woods is that neither group has it easy for differing reasons but on balance once on the ladder, and assuming you take a long term view on growth and price increases, then it is the first time buyer who probably faces the greatest obstacles. 

However, if you look at the figures, with the… Read more

Free Ipads From Mortgage Lenders

  • Author: David Crosby
  • Posted on: 4th November 2014
  • Posted On: Blog

“This article from the BBC which reports that mortgage lenders are offering iPads to customers shows the mortgage market remains very competitive and also that it is important to look beyond the flashy ‘freebie’ and make sure the product being offered actually really is the best one for you.

“At Crosby & Woods we continue to see a local property market that is very buoyant and where sellers and buyers are both recognising the need to act decisively and to work constructively to get sales and purchases completed with the least amount of stress. One of the main causes of delay in…

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August Private Client update: Inheritance Tax - how much will you pay?

  • Author: David Crosby
  • Posted on: 11th August 2014
  • Posted On: Blog

Many of you may have seen today’s article in the news which outlines the review being undertaken by HM Revenue & Customs into schemes that have been set up to avoid the payment of inheritance tax upon death.

HMRC are considering demanding ‘accelerated payment’ where savers are using certain inheritance tax avoidance schemes.  

 

The measures are currently at the consultation stage and are a response to concern that more and more people are using trusts…

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Crosby & Woods Solicitors support the Robert Eaton Memorial Fund Charity Golf Day

  • Author: David Crosby
  • Posted on: 20th June 2014
  • Posted On: Blog

Crosby & Woods Solicitors are very proud to have been asked to help sponsor this fantastic Charity’s golf day at Mid-Sussex Golf Club on Friday 20th June 2014.

The Robert Eaton Memorial Fund (R.E.M.F.) is a Charity that was set up in memory of the late Robert Eaton, a lifelong Brighton & Hove Albion supporter, who tragically lost his life in the terrorist attacks on the World Trade Centre in New York on 11th September 2001.  The charity has supported youngsters in…

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